AED · COUNTRY RESOURCE

Financial planning in United Arab Emirates

Plan in dirhams, and check your employment regime first.

What these tools cover

The UAE employment tools on CashOrbits model the federal private-sector traditional gratuity system for eligible full-time foreign employees. DIFC, ADGM, government and alternative savings schemes need separate treatment.

All figures should be entered in AED. Currency selection does not convert prices or apply local laws. Check rates, deductions and contract terms with the relevant provider or authority.

Official United Arab Emirates resource ↗

For full-time foreign employees covered by UAE Federal Decree-Law No. 33 of 2021, under the traditional gratuity scheme. Excludes DIFC, ADGM, government, domestic workers, pension-covered nationals, part-time work and alternative end-of-service savings schemes. Enter eligible service excluding unpaid absence. Confirm your regime and records with HR. This is an estimate, not a legal entitlement.

UAE federal employment estimates

Last reviewed: 3 November 2026. Country resources distinguish general arithmetic tools from jurisdiction-specific modules.